Own the Rail for HPPA‑Safe Mortgage Retention
AboutMyMortgage.com is offering U.S. Patent 8,660,939 (“Method for Mortgage Customer Retention”) for acquisition. The patent claims a consent‑driven, internet‑based workflow that links refinance‑interested borrowers back to their existing servicer at the moment of intent.
Ideal acquirers: lenders, servicing & subservicing platforms, and large subservicers seeking a defensible HPPA‑era retention framework.
What 8,660,939 Protects
A patented “identify → consent → notify → route” workflow for connecting borrowers back to their current servicer when they are considering a change.
- Identify borrowers exploring refi, home‑equity, or assistance options.
- Match to the current servicer via database linkage and credit‑report parsing.
- Capture digital borrower authorization.
- Notify the servicer and route into modification, refi, or equity flows.