Servicing & Subservicing Platforms
Why Platforms Like ICE and Sagent Should Acquire It
Servicing and subservicing platforms sit on the system of record and often control borrower‑facing experiences. Owning 8,660,939 enables them to make HPPA‑safe retention a native, differentiating capability rather than a commodity add‑on.
From Trigger Leads to Relationships
- Third‑party lead sellers lose easy access to mortgage inquiry data.
- Current lenders/servicers and account‑holding institutions gain a structural advantage.
- Regulators expect auditable proof of permissible purpose and consent.
Where the Patent Fits
8,660,939 gives the acquirer a documented, IP‑protected framework for HPPA‑aligned engagement: identify qualified borrowers, verify the relationship, secure consent, and route them into compliant retention or origination paths.